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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,234 | $132,634-19.2% | $115,768-7.4% | $137,256-21.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 8.20% | 160.70%-152.5pp | 100.46%-92.3pp | 220.34%-212.1pp |
| Employer contribution / active EE | $2,273 | $3,360-32.3% | $2,940-22.7% | $4,156-45.3% |
| Participant deferral / active EE | $6,243 | $5,619+11.1% | $4,917+27.0% | $6,407-2.6% |
| Admin fee / account holder | $5,364 | $15,028-64.3% | $12,439-56.9% | $12,270-56.3% |