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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,434 | $111,814+29.2% | $103,374+39.7% | $145,959-1.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.22% | 24.77%-10.6pp | 24.89%-10.7pp | 561.95%-547.7pp |
| Employer contribution / active EE | $7,871 | $4,214+86.8% | $3,869+103.4% | $4,661+68.9% |
| Participant deferral / active EE | $7,863 | $5,618+40.0% | $5,058+55.5% | $6,689+17.6% |
| Admin fee / account holder | $2,301 | $9,754-76.4% | $8,394-72.6% | $13,398-82.8% |