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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,434 | $110,410+30.8% | $102,437+41.0% | $145,897-1.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.22% | 24.85%-10.6pp | 24.95%-10.7pp | 552.29%-538.1pp |
| Employer contribution / active EE | $7,871 | $4,217+86.6% | $3,871+103.3% | $4,663+68.8% |
| Participant deferral / active EE | $7,863 | $5,622+39.9% | $5,060+55.4% | $6,689+17.5% |
| Admin fee / account holder | $2,301 | $9,745-76.4% | $8,388-72.6% | $13,390-82.8% |