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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,327 | $71,230-27.9% | $93,727-45.2% | $80,959-36.6% |
| Participation rate | 96.0% | 60.4%+35.6pp | 68.7%+27.3pp | 67.7%+28.3pp |
| Annual return | 15.25% | 11.26%+4.0pp | 133.83%-118.6pp | 35.67%-20.4pp |
| Employer contribution / active EE | $4,281 | $1,565+173.5% | $2,421+76.8% | $2,757+55.3% |
| Participant deferral / active EE | $6,580 | $4,037+63.0% | $4,417+49.0% | $4,300+53.0% |
| Admin fee / account holder | $747 | $6,961-89.3% | $8,292-91.0% | $6,925-89.2% |