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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,709 | $172,111-21.1% | $150,298-9.7% | $137,256-1.1% |
| Participation rate | 75.0% | 81.7%-6.7pp | 77.8%-2.8pp | 80.0%-5.0pp |
| Annual return | 10.17% | 69.37%-59.2pp | 62.79%-52.6pp | 220.34%-210.2pp |
| Employer contribution / active EE | $8,135 | $4,636+75.5% | $4,154+95.8% | $4,156+95.7% |
| Participant deferral / active EE | $5,033 | $6,166-18.4% | $5,453-7.7% | $6,407-21.4% |
| Admin fee / account holder | $6,498 | $16,471-60.5% | $14,116-54.0% | $12,270-47.0% |