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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,169 | $69,273-65.1% | $90,796-73.4% | $82,637-70.8% |
| Participation rate | 96.6% | 64.0%+32.5pp | 69.5%+27.1pp | 68.1%+28.5pp |
| Annual return | 15.98% | 18.37%-2.4pp | 19.29%-3.3pp | 53.51%-37.5pp |
| Employer contribution / active EE | $1,897 | $1,865+1.7% | $2,294-17.3% | $2,552-25.7% |
| Participant deferral / active EE | $3,529 | $3,047+15.8% | $3,822-7.7% | $4,126-14.5% |
| Admin fee / account holder | $878 | $5,511-84.1% | $7,024-87.5% | $7,339-88.0% |