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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,137 | $183,592-55.8% | $155,567-47.8% | $145,959-44.4% |
| Participation rate | 85.0% | 82.7%+2.3pp | 78.2%+6.8pp | 80.3%+4.7pp |
| Annual return | 8.66% | 61.24%-52.6pp | 64.74%-56.1pp | 561.95%-553.3pp |
| Employer contribution / active EE | $4,620 | $5,315-13.1% | $4,674-1.2% | $4,661-0.9% |
| Participant deferral / active EE | $2,322 | $6,464-64.1% | $5,628-58.7% | $6,689-65.3% |
| Admin fee / account holder | $619 | $19,318-96.8% | $15,916-96.1% | $13,398-95.4% |