Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,712 | $71,057-61.0% | $93,654-70.4% | $80,874-65.7% |
| Participation rate | 43.9% | 60.4%-16.5pp | 68.7%-24.8pp | 67.6%-23.7pp |
| Annual return | 8.45% | 11.26%-2.8pp | 133.34%-124.9pp | 35.62%-27.2pp |
| Employer contribution / active EE | $51 | $1,564-96.7% | $2,421-97.9% | $2,756-98.1% |
| Participant deferral / active EE | $1,239 | $4,034-69.3% | $4,413-71.9% | $4,297-71.2% |
| Admin fee / account holder | $1,459 | $6,944-79.0% | $8,282-82.4% | $6,935-79.0% |