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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,384 | $107,666-37.4% | $102,184-34.1% | $154,746-56.5% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 41.94% | 29.33%+12.6pp | 31.58%+10.4pp | 172.34%-130.4pp |
| Employer contribution / active EE | $5,846 | $3,846+52.0% | $3,594+62.7% | $4,379+33.5% |
| Participant deferral / active EE | $9,511 | $8,719+9.1% | $8,309+14.5% | $6,730+41.3% |
| Admin fee / account holder | $9,838 | $12,943-24.0% | $11,609-15.3% | $14,365-31.5% |