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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,384 | $100,970-33.3% | $96,576-30.2% | $137,256-50.9% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 41.94% | 38.16%+3.8pp | 38.47%+3.5pp | 220.34%-178.4pp |
| Employer contribution / active EE | $5,846 | $3,809+53.5% | $3,553+64.5% | $4,156+40.7% |
| Participant deferral / active EE | $9,511 | $8,286+14.8% | $7,956+19.5% | $6,407+48.5% |
| Admin fee / account holder | $9,838 | $11,312-13.0% | $11,381-13.6% | $12,270-19.8% |