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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,658 | $76,634+35.3% | $56,054+84.9% | $145,978-29.0% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 13.85% | 3004.33%-2990.5pp | 1705.95%-1692.1pp | 550.52%-536.7pp |
| Employer contribution / active EE | $0 | $1,380-100.0% | $1,039-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $15,523 | $2,622+491.9% | $1,952+695.1% | $6,690+132.1% |
| Admin fee / account holder | $449 | $3,321-86.5% | $2,822-84.1% | $13,400-96.6% |