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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,332 | $106,749-68.8% | $145,433-77.1% | $82,448-59.6% |
| Participation rate | 92.9% | 75.6%+17.2pp | 82.1%+10.7pp | 68.1%+24.8pp |
| Annual return | 16.33% | 27.59%-11.3pp | 66.58%-50.2pp | 41.64%-25.3pp |
| Employer contribution / active EE | $2,585 | $3,444-24.9% | $4,554-43.2% | $2,551+1.3% |
| Participant deferral / active EE | $3,700 | $6,519-43.2% | $7,897-53.1% | $4,139-10.6% |
| Admin fee / account holder | $2,996 | $8,390-64.3% | $13,129-77.2% | $7,234-58.6% |