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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,684 | $102,429-73.0% | $147,096-81.2% | $80,925-65.8% |
| Participation rate | 88.9% | 75.9%+13.0pp | 82.2%+6.7pp | 67.7%+21.2pp |
| Annual return | 12.09% | 135.02%-122.9pp | 419.75%-407.7pp | 35.65%-23.6pp |
| Employer contribution / active EE | $2,363 | $3,716-36.4% | $4,936-52.1% | $2,756-14.3% |
| Participant deferral / active EE | $3,334 | $6,649-49.9% | $8,071-58.7% | $4,299-22.4% |
| Admin fee / account holder | $3,669 | $7,957-53.9% | $13,005-71.8% | $6,940-47.1% |