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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,684 | $102,422-73.0% | $147,117-81.2% | $80,959-65.8% |
| Participation rate | 88.9% | 75.9%+13.0pp | 82.2%+6.7pp | 67.7%+21.2pp |
| Annual return | 12.09% | 135.16%-123.1pp | 420.54%-408.4pp | 35.67%-23.6pp |
| Employer contribution / active EE | $2,363 | $3,717-36.4% | $4,932-52.1% | $2,757-14.3% |
| Participant deferral / active EE | $3,334 | $6,652-49.9% | $8,065-58.7% | $4,300-22.5% |
| Admin fee / account holder | $3,669 | $7,953-53.9% | $12,993-71.8% | $6,925-47.0% |