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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,782 | $111,535+39.7% | $105,223+48.0% | $137,256+13.5% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 16.09% | 237.85%-221.8pp | 180.65%-164.6pp | 220.34%-204.2pp |
| Employer contribution / active EE | $3,331 | $3,939-15.4% | $3,689-9.7% | $4,156-19.9% |
| Participant deferral / active EE | $10,624 | $5,500+93.2% | $5,072+109.5% | $6,407+65.8% |
| Admin fee / account holder | $10 | $9,721-99.9% | $8,859-99.9% | $12,270-99.9% |