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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,186 | $97,125+68.0% | $86,233+89.2% | $137,256+18.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 17.69% | 74.19%-56.5pp | 61.39%-43.7pp | 220.34%-202.6pp |
| Employer contribution / active EE | $3,053 | $2,841+7.5% | $2,504+21.9% | $4,156-26.5% |
| Participant deferral / active EE | $16,447 | $5,180+217.5% | $4,559+260.7% | $6,407+156.7% |
| Admin fee / account holder | $647 | $9,725-93.3% | $8,342-92.2% | $12,270-94.7% |