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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,792 | $174,379+30.1% | $152,093+49.1% | $138,895+63.3% |
| Participation rate | 16.7% | 81.6%-65.0pp | 77.8%-61.1pp | 79.9%-63.3pp |
| Annual return | 14.03% | 74.86%-60.8pp | 66.36%-52.3pp | 145.39%-131.4pp |
| Employer contribution / active EE | $1,400 | $4,652-69.9% | $4,175-66.5% | $4,194-66.6% |
| Participant deferral / active EE | $5,167 | $6,159-16.1% | $5,451-5.2% | $6,396-19.2% |
| Admin fee / account holder | $0 | $16,880-100.0% | $14,497-100.0% | $12,562-100.0% |