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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,063 | $81,331+237.0% | $155,534+76.2% | $80,935+238.6% |
| Participation rate | 89.7% | 66.3%+23.4pp | 78.2%+11.4pp | 67.7%+22.0pp |
| Annual return | 13.92% | 33.37%-19.5pp | 64.92%-51.0pp | 35.66%-21.7pp |
| Employer contribution / active EE | $3,851 | $3,105+24.0% | $4,675-17.6% | $2,757+39.7% |
| Participant deferral / active EE | $7,037 | $3,454+103.7% | $5,630+25.0% | $4,299+63.7% |
| Admin fee / account holder | $30,927 | $7,999+286.6% | $15,900+94.5% | $6,924+346.6% |