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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,636 | $102,422+174.0% | $147,117+90.8% | $80,959+246.6% |
| Participation rate | 97.0% | 75.9%+21.1pp | 82.2%+14.8pp | 67.7%+29.3pp |
| Annual return | 15.93% | 135.16%-119.2pp | 420.54%-404.6pp | 35.67%-19.7pp |
| Employer contribution / active EE | $7,133 | $3,717+91.9% | $4,932+44.6% | $2,757+158.7% |
| Participant deferral / active EE | $8,989 | $6,652+35.1% | $8,065+11.5% | $4,300+109.0% |
| Admin fee / account holder | $5,990 | $7,953-24.7% | $12,993-53.9% | $6,925-13.5% |