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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,908 | $106,749+194.1% | $145,433+115.8% | $82,448+280.7% |
| Participation rate | 97.2% | 75.6%+21.6pp | 82.1%+15.1pp | 68.1%+29.2pp |
| Annual return | 14.22% | 27.59%-13.4pp | 66.58%-52.4pp | 41.64%-27.4pp |
| Employer contribution / active EE | $6,889 | $3,444+100.0% | $4,554+51.3% | $2,551+170.1% |
| Participant deferral / active EE | $7,788 | $6,519+19.5% | $7,897-1.4% | $4,139+88.2% |
| Admin fee / account holder | $5,183 | $8,390-38.2% | $13,129-60.5% | $7,234-28.4% |