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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,376 | $99,053+315.3% | $88,179+366.5% | $138,895+196.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 15.76% | 78.17%-62.4pp | 64.97%-49.2pp | 145.39%-129.6pp |
| Employer contribution / active EE | $3,894 | $2,882+35.1% | $2,549+52.7% | $4,194-7.2% |
| Participant deferral / active EE | $13,023 | $5,225+149.2% | $4,614+182.3% | $6,396+103.6% |
| Admin fee / account holder | $5,318 | $8,748-39.2% | $7,673-30.7% | $12,562-57.7% |