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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,747 | $100,139+240.3% | $85,187+300.0% | $145,884+133.6% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 10.70% | 84.15%-73.4pp | 66.67%-56.0pp | 551.85%-541.1pp |
| Employer contribution / active EE | $3,591 | $3,238+10.9% | $2,732+31.4% | $4,662-23.0% |
| Participant deferral / active EE | $12,083 | $5,296+128.2% | $4,525+167.0% | $6,690+80.6% |
| Admin fee / account holder | $4,489 | $7,262-38.2% | $6,162-27.1% | $13,392-66.5% |