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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,206 | $111,814-31.0% | $93,654-17.6% | $145,959-47.1% |
| Participation rate | 93.8% | 74.2%+19.5pp | 68.7%+25.0pp | 80.3%+13.5pp |
| Annual return | 11.23% | 203.30%-192.1pp | 133.34%-122.1pp | 561.95%-550.7pp |
| Employer contribution / active EE | $2,155 | $3,092-30.3% | $2,421-11.0% | $4,661-53.8% |
| Participant deferral / active EE | $6,634 | $4,914+35.0% | $4,413+50.3% | $6,689-0.8% |
| Admin fee / account holder | $539 | $10,246-94.7% | $8,282-93.5% | $13,398-96.0% |