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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,206 | $111,878-31.0% | $93,727-17.6% | $145,897-47.1% |
| Participation rate | 93.8% | 74.2%+19.5pp | 68.7%+25.0pp | 80.3%+13.4pp |
| Annual return | 11.23% | 204.28%-193.0pp | 133.83%-122.6pp | 552.29%-541.1pp |
| Employer contribution / active EE | $2,155 | $3,092-30.3% | $2,421-11.0% | $4,663-53.8% |
| Participant deferral / active EE | $6,634 | $4,920+34.8% | $4,417+50.2% | $6,689-0.8% |
| Admin fee / account holder | $539 | $10,256-94.7% | $8,292-93.5% | $13,390-96.0% |