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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,534 | $86,940-12.0% | $102,434-25.3% | $80,935-5.4% |
| Participation rate | 93.0% | 72.4%+20.6pp | 76.5%+16.5pp | 67.7%+25.3pp |
| Annual return | 9.28% | 18.89%-9.6pp | 29.46%-20.2pp | 35.66%-26.4pp |
| Employer contribution / active EE | $2,494 | $2,370+5.2% | $3,023-17.5% | $2,757-9.5% |
| Participant deferral / active EE | $6,108 | $4,121+48.2% | $5,055+20.8% | $4,299+42.1% |
| Admin fee / account holder | $2,618 | $8,047-67.5% | $9,462-72.3% | $6,924-62.2% |