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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,391 | $377,972-75.8% | $300,297-69.6% | $382,429-76.1% |
| Participation rate | 100.0% | 91.7%+8.3pp | 83.3%+16.7pp | 87.7%+12.3pp |
| Annual return | 10.24% | 4.19%+6.1pp | 6.06%+4.2pp | 248.85%-238.6pp |
| Employer contribution / active EE | $3,813 | $5,545-31.2% | $4,605-17.2% | $8,036-52.5% |
| Participant deferral / active EE | $5,163 | $5,506-6.2% | $4,511+14.5% | $5,727-9.9% |
| Admin fee / account holder | $12,159 | $20,122-39.6% | $16,510-26.4% | $30,732-60.4% |