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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,767 | $154,228+142.3% | $145,433+157.0% | $137,256+172.3% |
| Participation rate | 95.8% | 83.8%+12.0pp | 82.1%+13.7pp | 80.0%+15.9pp |
| Annual return | 6.45% | 74.59%-68.1pp | 66.58%-60.1pp | 220.34%-213.9pp |
| Employer contribution / active EE | $5,701 | $4,804+18.7% | $4,554+25.2% | $4,156+37.2% |
| Participant deferral / active EE | $4,386 | $8,216-46.6% | $7,897-44.5% | $6,407-31.5% |
| Admin fee / account holder | $46,111 | $14,344+221.5% | $13,129+251.2% | $12,270+275.8% |