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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,767 | $162,136+130.5% | $152,301+145.4% | $154,746+141.5% |
| Participation rate | 95.8% | 84.1%+11.7pp | 82.4%+13.4pp | 80.7%+15.1pp |
| Annual return | 6.45% | 91.02%-84.6pp | 80.50%-74.1pp | 172.34%-165.9pp |
| Employer contribution / active EE | $5,701 | $4,890+16.6% | $4,624+23.3% | $4,379+30.2% |
| Participant deferral / active EE | $4,386 | $8,341-47.4% | $8,004-45.2% | $6,730-34.8% |
| Admin fee / account holder | $46,111 | $15,759+192.6% | $14,398+220.3% | $14,365+221.0% |