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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,767 | $196,972+89.8% | $182,262+105.1% | $198,609+88.2% |
| Participation rate | 95.8% | 85.7%+10.1pp | 84.2%+11.6pp | 82.4%+13.5pp |
| Annual return | 6.45% | 158.27%-151.8pp | 140.60%-134.1pp | 202.70%-196.3pp |
| Employer contribution / active EE | $5,701 | $5,364+6.3% | $5,046+13.0% | $5,055+12.8% |
| Participant deferral / active EE | $4,386 | $8,643-49.3% | $8,276-47.0% | $6,977-37.1% |
| Admin fee / account holder | $46,111 | $18,429+150.2% | $16,712+175.9% | $19,030+142.3% |