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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $39,499 |
MMA SECURITIES LLC1 year Filed as: MARSH & MCLENNAN AGENCY, Service code 27 · EIN 22-3570392 | Advisory (Plan) | $17,761 |
NATIONWIDE8 years Service code 15 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215 | Recordkeeping | $1,737 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,231 | $44,898-21.5% | $85,187-58.6% | $199,960-82.4% |
| Participation rate | 35.5% | 45.7%-10.2pp | 67.5%-32.0pp | 72.0%-36.5pp |
| Annual return | 28.38% | 20.98%+7.4pp | 66.67%-38.3pp | 34.28%-5.9pp |
| Employer contribution / active EE | $828 | $1,367-39.5% | $2,732-69.7% | $3,036-72.7% |
| Participant deferral / active EE | $1,671 | $2,670-37.4% | $4,525-63.1% | $5,087-67.2% |
| Admin fee / account holder | $114 | $585-80.5% | $6,162-98.2% | $269-57.7% |