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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,896 | $161,352-59.2% | $134,172-50.9% | $137,256-52.0% |
| Participation rate | 75.0% | 78.3%-3.3pp | 72.5%+2.5pp | 80.0%-5.0pp |
| Annual return | 8.92% | 28.72%-19.8pp | 25.30%-16.4pp | 220.34%-211.4pp |
| Employer contribution / active EE | $4,751 | $4,099+15.9% | $3,420+38.9% | $4,156+14.3% |
| Participant deferral / active EE | $2,196 | $5,552-60.5% | $4,690-53.2% | $6,407-65.7% |
| Admin fee / account holder | $3,303 | $15,028-78.0% | $12,016-72.5% | $12,270-73.1% |