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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,049 | $76,834+60.1% | $108,359+13.6% | $87,485+40.7% |
| Participation rate | 100.0% | 61.7%+38.3pp | 70.1%+29.9pp | 68.9%+31.1pp |
| Annual return | 9.44% | 19.09%-9.6pp | 36.89%-27.4pp | 26.06%-16.6pp |
| Employer contribution / active EE | $3,049 | $1,556+95.9% | $2,399+27.1% | $2,596+17.4% |
| Participant deferral / active EE | $5,824 | $3,100+87.9% | $4,137+40.8% | $4,274+36.3% |
| Admin fee / account holder | $16,541 | $6,537+153.0% | $9,741+69.8% | $7,775+112.7% |