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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,049 | $73,787+66.8% | $98,716+24.6% | $82,448+49.2% |
| Participation rate | 100.0% | 61.4%+38.6pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 9.44% | 18.57%-9.1pp | 31.81%-22.4pp | 41.64%-32.2pp |
| Employer contribution / active EE | $3,049 | $1,511+101.8% | $2,279+33.8% | $2,551+19.5% |
| Participant deferral / active EE | $5,824 | $3,081+89.0% | $4,048+43.9% | $4,139+40.7% |
| Admin fee / account holder | $16,541 | $6,500+154.5% | $8,703+90.1% | $7,234+128.6% |