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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,049 | $83,898+46.7% | $133,346-7.7% | $94,015+30.9% |
| Participation rate | 100.0% | 63.4%+36.6pp | 72.8%+27.2pp | 70.8%+29.2pp |
| Annual return | 9.44% | 16.00%-6.6pp | 36.85%-27.4pp | 17.84%-8.4pp |
| Employer contribution / active EE | $3,049 | $1,821+67.5% | $2,853+6.9% | $2,790+9.3% |
| Participant deferral / active EE | $5,824 | $3,245+79.5% | $4,332+34.4% | $4,249+37.0% |
| Admin fee / account holder | $16,541 | $7,809+111.8% | $14,264+16.0% | $8,951+84.8% |