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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,160 | $161,352-47.2% | $134,172-36.5% | $137,256-38.0% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 11.29% | 28.72%-17.4pp | 25.30%-14.0pp | 220.34%-209.0pp |
| Employer contribution / active EE | $2,032 | $4,099-50.4% | $3,420-40.6% | $4,156-51.1% |
| Participant deferral / active EE | $1,294 | $5,552-76.7% | $4,690-72.4% | $6,407-79.8% |
| Admin fee / account holder | $14,757 | $15,028-1.8% | $12,016+22.8% | $12,270+20.3% |