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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,160 | $177,156-51.9% | $147,027-42.1% | $154,746-45.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 11.29% | 21.94%-10.6pp | 20.23%-8.9pp | 172.34%-161.0pp |
| Employer contribution / active EE | $2,032 | $4,336-53.1% | $3,626-44.0% | $4,379-53.6% |
| Participant deferral / active EE | $1,294 | $5,797-77.7% | $4,933-73.8% | $6,730-80.8% |
| Admin fee / account holder | $14,757 | $14,904-1.0% | $12,223+20.7% | $14,365+2.7% |