Retirement plan

FORT SMITH SYMPHONY ASSOCIATION, INC. 401(K) PROFIT SHARING PLAN

Name: FORT SMITH SYMPHONY ASSOCIATION, INC. - FORT SMITH SYMPHONY ASSOCIATION, INC. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: FORT SMITH SYMPHONY ASSOCIATION, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FORT SMITH SYMPHONY ASSOCIATION, INC. 401(K) PROFIT SHARING PLAN, FORT SMITH SYMPHONY ASSOCIATION, INC.

FORT SMITH SYMPHONY ASSOCIATION, INC.EIN 71-0292138Plan #001PY 2025

P.O. BOX 3151 - FORT SMITH, AR 72913479-452-7575fortsmithsymphony.orgLinkedIn1-10 employeesmusic

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$219K

+10.0% from 2024

Total participants

+33.3% from 2024

Average account balance

$109,479

+10.0% from 2024

Annual return

8.57%

-4.53 pp from 2024

Benchmarks

See 2,029 peers

Peer group

Industry71 - Arts, Entertainment, and Recreation

Plan typeDefined contribution

Participants<25

Cohort2,029 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$219K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$109K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

66.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$933

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.57%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2219

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$4K

$1479 / participant

Other / not subdivided$4K100.0%

% of EOY assets

2.027%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$109,479

$234,190-53.3%

$180,320-39.3%

$198,609-44.9%

Participation rate

33.3%

77.1%-43.8pp

71.5%-38.2pp

82.4%-49.0pp

Annual return

8.57%

1057.44%-1048.9pp

778.54%-770.0pp

202.70%-194.1pp

Employer contribution / active EE

$5,258-100.0%

$4,108-100.0%

$5,055-100.0%

Participant deferral / active EE

$933

$4,988-81.3%

$4,304-78.3%

$6,977-86.6%

Admin fee / account holder

$2,219

$12,558-82.3%

$10,000-77.8%

$19,030-88.3%

FORT SMITH SYMPHONY ASSOCIATION, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FORT SMITH SYMPHONY ASSOCIATION, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion