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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $591,763 | $136,860+332.4% | $120,344+391.7% | $154,746+282.4% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 5.75% | 21.38%-15.6pp | 20.30%-14.6pp | 172.34%-166.6pp |
| Employer contribution / active EE | $24,900 | $3,533+604.8% | $3,020+724.5% | $4,379+468.6% |
| Participant deferral / active EE | $22,600 | $5,793+290.1% | $5,135+340.1% | $6,730+235.8% |
| Admin fee / account holder | $2 | $15,393-100.0% | $12,742-100.0% | $14,365-100.0% |