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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,509 | $117,895-42.7% | $102,460-34.1% | $145,897-53.7% |
| Participation rate | 92.3% | 78.6%+13.7pp | 76.5%+15.8pp | 80.3%+12.0pp |
| Annual return | 12.65% | 31.92%-19.3pp | 29.47%-16.8pp | 552.29%-539.6pp |
| Employer contribution / active EE | $1,419 | $3,619-60.8% | $3,025-53.1% | $4,663-69.6% |
| Participant deferral / active EE | $5,012 | $5,736-12.6% | $5,056-0.9% | $6,689-25.1% |
| Admin fee / account holder | $1,446 | $13,353-89.2% | $9,460-84.7% | $13,390-89.2% |