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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,768 | $106,974+47.5% | $90,796+73.8% | $138,895+13.6% |
| Participation rate | 100.0% | 74.9%+25.1pp | 69.5%+30.5pp | 79.9%+20.1pp |
| Annual return | 26.32% | 20.10%+6.2pp | 19.29%+7.0pp | 145.39%-119.1pp |
| Employer contribution / active EE | $1,372 | $2,609-47.4% | $2,294-40.2% | $4,194-67.3% |
| Participant deferral / active EE | $5,655 | $4,455+27.0% | $3,822+48.0% | $6,396-11.6% |
| Admin fee / account holder | $46,958 | $8,626+444.4% | $7,024+568.6% | $12,562+273.8% |