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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,227 | $254,759-79.5% | $216,567-75.9% | $198,609-73.7% |
| Participation rate | 73.3% | 84.5%-11.2pp | 81.6%-8.3pp | 82.4%-9.0pp |
| Annual return | 14.84% | 10.04%+4.8pp | 12.94%+1.9pp | 202.70%-187.9pp |
| Employer contribution / active EE | $3,667 | $6,096-39.8% | $5,216-29.7% | $5,055-27.5% |
| Participant deferral / active EE | $4,088 | $6,948-41.2% | $6,191-34.0% | $6,977-41.4% |
| Admin fee / account holder | $2,703 | $26,311-89.7% | $21,981-87.7% | $19,030-85.8% |