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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,905 | $155,555-69.2% | $146,866-67.4% | $155,188-69.1% |
| Participation rate | 71.4% | 84.0%-12.5pp | 82.5%-11.1pp | 80.8%-9.4pp |
| Annual return | 14.16% | 115.41%-101.3pp | 102.85%-88.7pp | 148.84%-134.7pp |
| Employer contribution / active EE | $2,589 | $4,647-44.3% | $4,425-41.5% | $4,248-39.0% |
| Participant deferral / active EE | $10,590 | $8,044+31.6% | $7,759+36.5% | $6,531+62.1% |
| Admin fee / account holder | $428 | $14,755-97.1% | $13,620-96.9% | $14,480-97.0% |