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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,905 | $162,136-70.5% | $152,301-68.5% | $154,746-69.0% |
| Participation rate | 71.4% | 84.1%-12.7pp | 82.4%-11.0pp | 80.7%-9.3pp |
| Annual return | 14.16% | 91.02%-76.9pp | 80.50%-66.3pp | 172.34%-158.2pp |
| Employer contribution / active EE | $2,589 | $4,890-47.1% | $4,624-44.0% | $4,379-40.9% |
| Participant deferral / active EE | $10,590 | $8,341+27.0% | $8,004+32.3% | $6,730+57.3% |
| Admin fee / account holder | $428 | $15,759-97.3% | $14,398-97.0% | $14,365-97.0% |