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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,482 | $112,729+205.6% | $98,716+249.0% | $137,256+151.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 36.65% | 38.48%-1.8pp | 31.81%+4.8pp | 220.34%-183.7pp |
| Employer contribution / active EE | $3,212 | $2,725+17.9% | $2,279+41.0% | $4,156-22.7% |
| Participant deferral / active EE | $7,763 | $4,640+67.3% | $4,048+91.8% | $6,407+21.2% |
| Admin fee / account holder | $6,933 | $10,129-31.6% | $8,703-20.3% | $12,270-43.5% |