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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,967 | $178,174-80.9% | $156,181-78.3% | $137,256-75.3% |
| Participation rate | 89.5% | 82.0%+7.4pp | 78.8%+10.6pp | 80.0%+9.5pp |
| Annual return | 11.37% | 84.19%-72.8pp | 64.87%-53.5pp | 220.34%-209.0pp |
| Employer contribution / active EE | $1,101 | $4,972-77.8% | $4,294-74.4% | $4,156-73.5% |
| Participant deferral / active EE | $3,276 | $6,888-52.4% | $6,132-46.6% | $6,407-48.9% |
| Admin fee / account holder | $2,734 | $17,404-84.3% | $14,586-81.3% | $12,270-77.7% |