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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,964 | $172,111-50.1% | $150,298-42.8% | $137,256-37.4% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 10.28% | 69.37%-59.1pp | 62.79%-52.5pp | 220.34%-210.1pp |
| Employer contribution / active EE | $7,608 | $4,636+64.1% | $4,154+83.1% | $4,156+83.0% |
| Participant deferral / active EE | $7,807 | $6,166+26.6% | $5,453+43.2% | $6,407+21.8% |
| Admin fee / account holder | $3,139 | $16,471-80.9% | $14,116-77.8% | $12,270-74.4% |