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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,698 | $100,970-68.6% | $96,576-67.2% | $137,256-76.9% |
| Participation rate | 83.3% | 82.6%+0.7pp | 81.4%+1.9pp | 80.0%+3.4pp |
| Annual return | 27.97% | 38.16%-10.2pp | 38.47%-10.5pp | 220.34%-192.4pp |
| Employer contribution / active EE | $16,692 | $3,809+338.2% | $3,553+369.8% | $4,156+301.6% |
| Participant deferral / active EE | $3,676 | $8,286-55.6% | $7,956-53.8% | $6,407-42.6% |
| Admin fee / account holder | $12,109 | $11,312+7.0% | $11,381+6.4% | $12,270-1.3% |