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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,198 | $108,942-83.3% | $100,415-81.9% | $145,897-87.5% |
| Participation rate | 83.3% | 83.0%+0.4pp | 81.5%+1.8pp | 80.3%+3.0pp |
| Annual return | 25.69% | 58.27%-32.6pp | 49.47%-23.8pp | 552.29%-526.6pp |
| Employer contribution / active EE | $15,850 | $4,422+258.4% | $3,943+302.0% | $4,663+239.9% |
| Participant deferral / active EE | $3,733 | $8,461-55.9% | $8,091-53.9% | $6,689-44.2% |
| Admin fee / account holder | $11,864 | $9,702+22.3% | $7,906+50.1% | $13,390-11.4% |