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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,198 | $108,897-83.3% | $100,378-81.9% | $145,877-87.5% |
| Participation rate | 83.3% | 83.0%+0.4pp | 81.5%+1.8pp | 80.3%+3.0pp |
| Annual return | 25.69% | 58.17%-32.5pp | 49.41%-23.7pp | 551.28%-525.6pp |
| Employer contribution / active EE | $15,850 | $4,420+258.6% | $3,942+302.1% | $4,663+239.9% |
| Participant deferral / active EE | $3,733 | $8,455-55.9% | $8,087-53.8% | $6,691-44.2% |
| Admin fee / account holder | $11,864 | $9,690+22.4% | $7,899+50.2% | $13,402-11.5% |