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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,120 | $105,284-10.6% | $150,734-37.6% | $94,015+0.1% |
| Participation rate | 85.0% | 71.7%+13.3pp | 78.4%+6.6pp | 70.8%+14.2pp |
| Annual return | 19.33% | 15.67%+3.7pp | 600.81%-581.5pp | 17.84%+1.5pp |
| Employer contribution / active EE | $5,722 | $3,599+59.0% | $4,918+16.3% | $2,790+105.1% |
| Participant deferral / active EE | $6,863 | $4,274+60.6% | $5,610+22.3% | $4,249+61.5% |
| Admin fee / account holder | $2,598 | $9,839-73.6% | $14,905-82.6% | $8,951-71.0% |