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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,227 | $76,608-67.1% | $56,077-55.0% | $145,877-82.7% |
| Participation rate | 66.7% | 63.2%+3.4pp | 52.5%+14.2pp | 80.3%-13.6pp |
| Annual return | 11.07% | 3009.59%-2998.5pp | 1709.28%-1698.2pp | 551.28%-540.2pp |
| Employer contribution / active EE | $1,226 | $1,382-11.3% | $1,040+17.8% | $4,663-73.7% |
| Participant deferral / active EE | $3,723 | $2,624+41.9% | $1,954+90.5% | $6,691-44.4% |
| Admin fee / account holder | $349 | $3,325-89.5% | $2,825-87.6% | $13,402-97.4% |