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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,602 | $55,446-14.1% | $155,574-69.4% | $74,429-36.0% |
| Participation rate | 40.9% | 61.9%-21.0pp | 78.2%-37.3pp | 67.2%-26.3pp |
| Annual return | 11.14% | 269.20%-258.1pp | 64.87%-53.7pp | 1368.38%-1357.2pp |
| Employer contribution / active EE | $1,027 | $2,266-54.7% | $4,676-78.0% | $2,625-60.9% |
| Participant deferral / active EE | $2,131 | $2,836-24.9% | $5,629-62.2% | $4,348-51.0% |
| Admin fee / account holder | $23,645 | $1,743+1256.6% | $15,914+48.6% | $1,944+1116.1% |