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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,821 | $88,754-29.2% | $81,820-23.2% | $145,877-56.9% |
| Participation rate | 81.8% | 75.1%+6.7pp | 72.4%+9.4pp | 80.3%+1.5pp |
| Annual return | 19.27% | 1031.77%-1012.5pp | 777.93%-758.7pp | 551.28%-532.0pp |
| Employer contribution / active EE | $6,242 | $3,085+102.3% | $2,915+114.1% | $4,663+33.9% |
| Participant deferral / active EE | $12,652 | $4,648+172.2% | $4,323+192.7% | $6,691+89.1% |
| Admin fee / account holder | $1,888 | $8,424-77.6% | $7,391-74.5% | $13,402-85.9% |