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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,439 | $166,131+59.8% | $164,975+60.9% | $145,877+82.0% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.6%+8.9pp | 80.3%+7.2pp |
| Annual return | 8.34% | 100.37%-92.0pp | 70.12%-61.8pp | 551.28%-542.9pp |
| Employer contribution / active EE | $3,738 | $5,276-29.2% | $4,343-13.9% | $4,663-19.8% |
| Participant deferral / active EE | $12,990 | $6,962+86.6% | $6,033+115.3% | $6,691+94.2% |
| Admin fee / account holder | $0 | $16,648-100.0% | $12,688-100.0% | $13,402-100.0% |