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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,911 | $184,014+26.0% | $161,149+43.9% | $138,895+67.0% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 17.43% | 21.52%-4.1pp | 21.16%-3.7pp | 145.39%-128.0pp |
| Employer contribution / active EE | $11,017 | $5,055+117.9% | $4,360+152.7% | $4,194+162.7% |
| Participant deferral / active EE | $5,590 | $6,909-19.1% | $6,153-9.2% | $6,396-12.6% |
| Admin fee / account holder | $2,489 | $18,027-86.2% | $15,194-83.6% | $12,562-80.2% |