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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,850 | $150,435+31.5% | $120,580+64.1% | $145,897+35.6% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 6.62% | 154.60%-148.0pp | 107.48%-100.9pp | 552.29%-545.7pp |
| Employer contribution / active EE | $3,949 | $4,352-9.3% | $3,469+13.8% | $4,663-15.3% |
| Participant deferral / active EE | $15,806 | $6,174+156.0% | $4,995+216.4% | $6,689+136.3% |
| Admin fee / account holder | $157,833 | $12,182+1195.6% | $9,418+1575.8% | $13,390+1078.7% |