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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,850 | $150,346+31.6% | $120,524+64.2% | $145,877+35.6% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 6.62% | 154.40%-147.8pp | 107.36%-100.7pp | 551.28%-544.7pp |
| Employer contribution / active EE | $3,949 | $4,353-9.3% | $3,469+13.8% | $4,663-15.3% |
| Participant deferral / active EE | $15,806 | $6,172+156.1% | $4,994+216.5% | $6,691+136.2% |
| Admin fee / account holder | $157,833 | $12,215+1192.1% | $9,440+1572.0% | $13,402+1077.7% |