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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $534,577 | $196,972+171.4% | $182,262+193.3% | $198,609+169.2% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 16.81% | 158.27%-141.5pp | 140.60%-123.8pp | 202.70%-185.9pp |
| Employer contribution / active EE | $7,180 | $5,364+33.9% | $5,046+42.3% | $5,055+42.0% |
| Participant deferral / active EE | $15,033 | $8,643+73.9% | $8,276+81.6% | $6,977+115.5% |
| Admin fee / account holder | $2,168 | $18,429-88.2% | $16,712-87.0% | $19,030-88.6% |