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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,532 | $110,410+73.5% | $102,437+87.0% | $145,897+31.3% |
| Participation rate | 91.7% | 77.9%+13.7pp | 74.5%+17.2pp | 80.3%+11.4pp |
| Annual return | 14.23% | 24.85%-10.6pp | 24.95%-10.7pp | 552.29%-538.1pp |
| Employer contribution / active EE | $11,752 | $4,217+178.7% | $3,871+203.6% | $4,663+152.1% |
| Participant deferral / active EE | $9,418 | $5,622+67.5% | $5,060+86.1% | $6,689+40.8% |
| Admin fee / account holder | $11,551 | $9,745+18.5% | $8,388+37.7% | $13,390-13.7% |