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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,687 | $100,073-78.3% | $85,126-74.5% | $145,877-85.1% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 18.36% | 84.11%-65.8pp | 66.63%-48.3pp | 551.28%-532.9pp |
| Employer contribution / active EE | $1,783 | $3,236-44.9% | $2,731-34.7% | $4,663-61.8% |
| Participant deferral / active EE | $5,166 | $5,294-2.4% | $4,523+14.2% | $6,691-22.8% |
| Admin fee / account holder | $1,160 | $7,261-84.0% | $6,160-81.2% | $13,402-91.3% |