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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,642 | $172,111+36.9% | $150,298+56.8% | $137,256+71.7% |
| Participation rate | 85.7% | 81.7%+4.0pp | 77.8%+8.0pp | 80.0%+5.8pp |
| Annual return | 17.22% | 69.37%-52.2pp | 62.79%-45.6pp | 220.34%-203.1pp |
| Employer contribution / active EE | $6,487 | $4,636+39.9% | $4,154+56.2% | $4,156+56.1% |
| Participant deferral / active EE | $5,359 | $6,166-13.1% | $5,453-1.7% | $6,407-16.3% |
| Admin fee / account holder | $1,850 | $16,471-88.8% | $14,116-86.9% | $12,270-84.9% |