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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,642 | $185,312+27.2% | $161,489+45.9% | $154,746+52.3% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.7%+7.0pp | 80.7%+5.0pp |
| Annual return | 17.22% | 103.84%-86.6pp | 89.72%-72.5pp | 172.34%-155.1pp |
| Employer contribution / active EE | $6,487 | $4,769+36.0% | $4,268+52.0% | $4,379+48.1% |
| Participant deferral / active EE | $5,359 | $6,350-15.6% | $5,630-4.8% | $6,730-20.4% |
| Admin fee / account holder | $1,850 | $18,654-90.1% | $16,006-88.4% | $14,365-87.1% |