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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,865 | $102,245+4.5% | $89,340+19.6% | $137,256-22.1% |
| Participation rate | 77.8% | 74.9%+2.9pp | 69.6%+8.2pp | 80.0%-2.2pp |
| Annual return | 17.78% | 21.89%-4.1pp | 20.57%-2.8pp | 220.34%-202.6pp |
| Employer contribution / active EE | $1,736 | $2,529-31.4% | $2,231-22.2% | $4,156-58.2% |
| Participant deferral / active EE | $4,278 | $4,436-3.6% | $3,823+11.9% | $6,407-33.2% |
| Admin fee / account holder | $12,488 | $8,085+54.4% | $6,704+86.3% | $12,270+1.8% |