Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,973 | $57,073+557.0% | $85,126+340.5% | $80,925+363.4% |
| Participation rate | 5.6% | 56.4%-50.8pp | 67.5%-62.0pp | 67.7%-62.1pp |
| Annual return | 7.38% | 21.69%-14.3pp | 66.63%-59.3pp | 35.65%-28.3pp |
| Employer contribution / active EE | $123 | $1,801-93.2% | $2,731-95.5% | $2,756-95.5% |
| Participant deferral / active EE | $911 | $3,113-70.7% | $4,523-79.9% | $4,299-78.8% |
| Admin fee / account holder | $3,576 | $4,988-28.3% | $6,160-42.0% | $6,940-48.5% |