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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,417 | $111,878+186.4% | $93,727+241.9% | $145,897+119.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 13.15% | 204.28%-191.1pp | 133.83%-120.7pp | 552.29%-539.1pp |
| Employer contribution / active EE | $10,710 | $3,092+246.4% | $2,421+342.3% | $4,663+129.7% |
| Participant deferral / active EE | $15,954 | $4,920+224.2% | $4,417+261.2% | $6,689+138.5% |
| Admin fee / account holder | $7,563 | $10,256-26.3% | $8,292-8.8% | $13,390-43.5% |