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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,672 | $155,555-55.2% | $146,866-52.6% | $155,188-55.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 14.07% | 115.41%-101.3pp | 102.85%-88.8pp | 148.84%-134.8pp |
| Employer contribution / active EE | $1,006 | $4,647-78.4% | $4,425-77.3% | $4,248-76.3% |
| Participant deferral / active EE | $11,321 | $8,044+40.7% | $7,759+45.9% | $6,531+73.3% |
| Admin fee / account holder | $1,847 | $14,755-87.5% | $13,620-86.4% | $14,480-87.2% |