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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,760 | $68,880-26.3% | $120,580-57.9% | $80,959-37.3% |
| Participation rate | 91.2% | 61.7%+29.5pp | 72.0%+19.2pp | 67.7%+23.5pp |
| Annual return | 15.57% | 23.68%-8.1pp | 107.48%-91.9pp | 35.67%-20.1pp |
| Employer contribution / active EE | $3,325 | $2,066+60.9% | $3,469-4.2% | $2,757+20.6% |
| Participant deferral / active EE | $5,804 | $3,191+81.9% | $4,995+16.2% | $4,300+35.0% |
| Admin fee / account holder | $10,725 | $5,785+85.4% | $9,418+13.9% | $6,925+54.9% |